Life insurance underwriting
Obtain the APS and medical documentation specified by the underwriting team.
APS & insurance retrieval
Keep the review moving.
We’ll pursue the records.
Attending Physician Statement (APS) retrieval and supporting medical histories for life insurance underwriting and disability claims.
Discuss your needsGive underwriting and claims teams the records they need.
Medical evidence often sits across multiple providers. We coordinate requests, confirm the appropriate destination and manage the follow-up, so your team can concentrate on evaluating the information.
Where we help
Focused on your work.
Disability claims
Collect relevant treatment records for the defined claim review.
Outstanding requirements
Pursue missing documents and resolve administrative barriers with providers.
The scope
Records we can pursue.
- Attending Physician Statements and associated records
- Treating-provider notes and medical histories
- Relevant specialist and hospital documentation
- Records for the requested evaluation period
What to expect
Clear ownership.
Practical follow-through.
- Coordinated outreach to the identified providers
- Progress updates and outstanding requirements
- Checks against the requested record scope
- Clear escalation when additional information is required
Common questions
A clearer starting point.
What does APS mean?
APS stands for Attending Physician Statement. We help obtain the statement and supporting medical information requested for insurance review.
Do you make underwriting or disability determinations?
No. Our retrieval service supports the collection of documentation. Underwriting and claim decisions remain with the client’s qualified teams.
How do you handle a request that is not progressing?
We follow up with the provider, identify the barrier and escalate the specific action needed, including client involvement when appropriate.
Start a conversation
Let’s move your next request forward.
Tell us what you need. We’ll help define the next step.